Smart Purchase of the House Means the Best Purchase for You
Residential Construction Specialists want customers to be completely satisfied after buying their house from them. Here is the reason why they do not offer to the customer all the properties for sale that we have, but only those that are in the area that he submits and that have the characteristics that he is looking for in the House in which to live. From Kaka’ako Real Estate you will get the best options now.
Request a Mortgage Resolution.
Before taking the big step of buying the House, some fiscal and financial aspects must be evaluated, including the Mortgage. To avoid problems arising during construction, it is always a good idea to go to your bank and request a resolution for the loan.
The resolution is important because it allows you to know right away the maximum cost that can be sustained by the buyer and ensures that this is seen by the seller with a good eye, precisely because it is in possession of the resolution.
According to experts obtaining the mutual resolution and knowing what amount can be spent, the buyer has another important advantage: he can only evaluate properties that fall within that precise budget, without losing time and energy with inspections in houses that do not fit.
Make sure that the House is not mortgaged and that there are no outstanding payments left over.
Often it happens that although there is a compromise between the seller and the buyer for the purchase of the property, the owner decides to mortgage it. You can prevent this situation by always entering into a Preliminary Contract that involves a legal obligation between you and you, preventing it from mortgaging the House, selling it to others or creating real rights of enjoyment on the same.
Check that the Plan in your possession corresponds to the one delivered to the Revenue Agency.
A frequent and often time-consuming problem is that relating to the Land Registry Plan.
The expert advice is: always check that the Planimetry shown to you is identical to the one in possession of the Revenue Agency. Make sure that the holder, place name and floor plan correspond. If you do not realize it in time the consequences can be important and, in some cases, also involve the nullity of the act.
Test the regularity of the electrical systems and request the Energy Performance Certificate.
The regularity of electrical systems must be checked. But be careful, it is not a mandatory declaration because if the house needs to be renovated it is clear that the systems are not compliant. But you need to be careful and check the regularity of the systems present because, otherwise, it is a matter to be kept in mind during the negotiation phase when the price of the property is established.
Always regarding the systems, always ask for the Energy Performance Certificate (APE). It is a useful document to measure the energy consumption of the House and is mandatory, by law. All you have to do to buy condo is to make sure you’re away from scams or just the risk of falling into deception. It is essential that before signing the Final Purchase Agreement you require the stipulation of the Preliminary Contract.
The Preliminary Contract is basically an agreement made between the seller and the buyer and leads the two parties to oblige each other to stipulate a subsequent Final Purchase Agreement.